IAS Salary, IAS Monthly Salary ,IAS In Hand Salary Details.

1-IAS Salary 2018-

IAS salary is one of the most searched term in internet after IAS Preparation Guides so I Thought why not clear all of your doubt about IAS officer Salary in 2018 or ias salary after 7th pay commission. There are very few people who want join IAS service just because the pay they will get after getting into IAS but having complete knowledge about the IAS service and its financial benefits will help you in choosing right career path for you in time.

Here we have to understand one thing that IAS officer who are class 1 officer are just like other class 1 officer of different govt services like professor, Engineers,scientist, Bank Officer , Police Officer etc.in payment and other monetary benefits. There are slightly differences in the payment of IAS officer due to the posting of the IAS officer, Deputation, portfolio but the basic pay and allowance are almost same for most of the time comparison to other govt Class 1 officer.

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The salary of IAS officer also increase year to year which is 3% annual and on promotion . The DA and other allowance are based on the location of your posting. Suppose if you are posted in class A city, your transport allowance will be much higher than class B city posting. So these small things make little difference in the salary of IAS officer.

After 7th Pay commission the IAS salary in 2018 start around RS-56000 and it goes up to Rs 1 lakh after adding other monetary benefits which are DA, transport allowance and other such allowances. So if you are preparing for IAS exam and hopefully clear in 2018 and join . The salary you will get will be around Rs-56000 which is basic pay ( starting pay as per latest pay matrix ) and some other allowances which i have mentioned above. If you include everything in this salary , you will start earning around Rs-80000 to Rs-100000 per month after joining as IAS officer.

2-IAS Salary Monthly-

If we go in details and calculate the monthly salary of an IAS officer from the basic to high level we will come to the following conclusion. Here we have mentioned the complete IAS officer salary as per the pay matrix or 7th pay commission.  The starting salary of an IAS officer start with the pay level 10 which is for SDM if you get IAS after final selection in UPSC examination. Let’s have a look on the pay level for all IAS post till cabinet secretary.

Let’s  have a look on the latest IAS salary after 7th pay commission report-


By viewing above report we can estimate that ias salary after 7th pay commission is much higher than the previous years. In 6th pay commission the IAS salary was much lower than todays. The salary of IAS officer in 6th pay commission was Rs-16500 in the starting which is now improved up to Rs-56100.The one major change is the pension which is removed from IAS after 2004 so those who joined IAS after 2004 will not get pension like others IAS officer who joined before 2004.

3-IAS Salary In A Year-

Annual salary of an IAS officer is the sum of the total salary of the 12th month. Though this is very simple calculation of the monthly salary but it change when you add DA two times in a year. DA which is the only highest multiplying factor of salary makes IAS salary little bit higher than previous month. If you add the salary of ias per month it will be equal to the total monthly earning of IAS officer as per pay slip which count Rs-56100 + DA+other allowances *12.

People who are looking for 20 to 30 lakh yearly package will have to look somewhere else because in IAS you are getting only 10 to 12 lakh in the starting .Once your service increase, your payment will increase as per your promotion and posting.

The annual pay increase is 3% which is for all the govt servants`so this by adding this increment in ias salary , you can estimate the total increase in IAS monthly salary.

ias salary

ias salary

4-IAS Salary During Training Period-

There are many aspirants who are very interested in knowing the ias officer salary during training period. IAS officer basic training is conducted in mussoorie Uttarakhand where all have to go through training. During ias training period most of the things are FREE of cost or very nominal cost because the need of the trainee is limited. But IAS officer also get some amount of her/his payment on monthly basis.

The approx salary of ias officer during training period is around Rs-45000 where some small deduction are deducted from this amount. So the final payment to an Ias trainee is approx Rs-30000. This amount is enough to meet your basic need during training.

During training you do not have much option to go out and spend lot of money so this amount is sufficient. The training period of an IAS officer is more focussed on training , study, extra activities and fitness which is also a part of IAS officer training.

5-IAS Salary After 7th Pay commission-

The salary of an ias officer after 7th pay commission is definitely increased from rs-16500 to Rs-56100 which is the basic salary while joining for the SDM or equivalent post. Before 7th pay commission the salary of an ias officer was not very attractive like other government officers but 7th pay commission increased it to a good level salary.

in 7th pay commission , the salary structure is also changed. earlier the salary was in the form of basic pay+grade pay+DA-TA+HRA + other allowances. Now the salary structure is changed into basic salary+DA+TA+HRA + other allowances.

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The new thing in 7th pay commission is the abolish of grade pay and change in the HRA calculation and introduction of the pay matrix. Now the new salary will be calculated based on the pay matrix and the pay level. The starting salary of IAS officer starts with the pay level 10 as per new pay matrix which start at Rs-56100 rupee.

6-Increase In The IAS Salary-

As I mentioned that there are very few option where IAS salary can be increased from the basic level. The biggest increase in the IAS salary is the DA which is the dearness allowances. DA is based on the government inflation calculation and it regulates two times in a year in the month of the jan and july.

Other factor which increase the salary of ias officer is the HRA ( house rent allowance ). The HRA varies city to city and the rates also change. If you are posted in metro city like Delhi you will get HRA 24% where in Lucknow it is only 16%. The posting of IAS officer also affect the salary he/she earn per month. Click here to read the complete HRA policy of govt of India.

7-Deduction In IAS Salary-

If we talk about the deduction in ias salary we have to understand that the total salary is the sum of all the payment and allowances . You can say the amount mentioned in the pay slip given to you every month but this is not the actual salary which you get in your bank account.

There are two types of salary one is called total salary and other is net salary. Total salary is the amount which we have discussed above but the net salary is the amount which you get in your hand after all the deductions.

The main deductions of the salary is the insurance deduction which is automatic and mandatory deduction from your salary. This is around Rs-3000 to Rs-4000 per month.

Another big deduction from your salary is the income tax if you do not adjust it well below the taxable limit. To save your income tax, you have to deduct some amount in the from of loan, deposits, SIP etc where you get 100% tax deduction. So the total salary is deducted to 5% to 10% now.

There are some small deductions which varies post to post so the if you are getting Rs-80000 as total salary , your deduction will be around Rs-15000 to Rs-30000 . All these deduction are in your favor so you do not lose anything.

The remaining is the net salary which you will get in your bank account for your needs. So this is all about the deduction from ias salary and i hope things are much clear now.

8-Factors Affecting IAS Salary-

There are some factors which affect ias officer salary and also the net salary Though the salary of ias officer does not change much but some figure change by changing following things.

When Posting-

The salary of ias officer during training period is much lower than actual salary and the rest of amount is given after first posting to them. Your first posting can affect your salary little bit because of the location of the city.

In india cities are categorized in 3 main types which are class X, Class Y, Class Z. Class X cities are the big cities or metro cities where HRA and TA are higher than class Y and class Z cities. Suppose as per latest pay commission the HRA rate in Class X city is 24% of your basic payment.

If you get your first posting in new Delhi, you will get HRA at the @24% where your course mate will get @16% HRA at Lucknow.

On Foreign Posting-

If you join IFS which Indian Foreign Services  as diplomat your salary will also increase because of the additional allowances you get in that particular country posting. If you are posting in RAW, CBI, other such agencies and chance to serve nation in high altitude areas, you also get the allowances of that region. So all these small factors affect your salary.

9-IAS Salary VS Private Job Salary-

When we talk about the salary there is always comparison with the private sector job and packages. Though the IAS job is not comparable to any other service / job in India due to its wide scope of working and large opportunity. The change you can make as an IAS officer in nation building is unparalleled and can not be compared to any other job.

But monetary term is also important when we compare two job. The salary in private sector can be 5 to 10 times higher than IAS . If an IITian who join a multinational company with 50 lakh per year can never be compared in monetary term with IAS. An IAS officer join service with the starting salary of Rs-80000 per month where in private sector no limit for the salary you can earn in crore but in IAS you never expect to earn crore in legal ways.( forget about other illegal ways).

So if you are more interested in Salary than any other things or you are passionate about earning good money which is also good thing, you should not look for any government services. If you are brilliant student , engineer, doctors you can earn manifold in these profession legally than an IAS officer.

There are some other things which may be better in IAS like reputation, respect, other comforts , opportunity to do things for human welfare. It is up to you to decide your priorities first than choose IAS as a career.

The competition is also very high in IAS exam where more than 99% aspirants fail and the success ration is less than 1%. So think well before jumping into the battle of UPSC exam.

10-How To Prepare IAS Exam-

Once you have decided to become an IAS, IPS , IRS officer here is the complete guide for you to clear IAS exam in first attempt. Read this article to start IAS exam preparation from the beginning .

If you belong rural area and can not afford to study in big cities then read this article for IAS preparation which is specially written for rural aspirants.

While preparing for IAS exam one of the biggest confusion aspirants face is the selection of right kind of books. They have to struggle a lot to get right guidance about UPSC exam books. The biggest reason failure in UPSC exam is the wrong selection of UPCS books by aspirants. So here is the list of BEST UPSC BOOKS for ias preparation.

If you can go to delhi and attend high cost IAS coaching then this article will help you how you can prepare for IAS exam without any coaching classes . This article will reveal how one can clear IAS exam without taking any coaching classes.

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